Personal finance manages income, investment, insurance, and loans while battling inflations and recessions! But rarely can a person's personal finance strategy in the US be applied elsewhere. The Financial Independence Retire Early (F.I.R.E) concept seems nice on Instagram and TikTok reels but rarely translates over a 30-year period.

Economy and finance are often discussed in the news but rarely from the perspective of an individual's student debt, home mortgage, or stock portfolio. Converting all the marketing words to knowledge is frustrating, leading to short-term decision-making.

Personal finance is about knowledge of diverse instruments like gold, cryptocurrencies, and real estate and fundamentals like inflation, debt, and banking.

The course creates awareness about the bigger picture of the finance ecosystem. The massive diversity in regulations across countries and the financial goals of individuals makes it impossible to come up with one solution that will work for all. Hence, understanding the basics will provide a solid personal finance decision-making framework for the rest of your life. 

The course uses real-life financial decisions based on my experiences from three recessions across two countries (US and India).

Some of the questions the course helps to answer

• Are ESOPs the best way to get rich?

• Who needs life insurance?

• Why care about medical insurance?

• How is inflation affecting my expenses?

• What is the role of the economy and finance in daily life?

• How loans are interrelated?

• How do banks work as a business?

• Who prints the currency notes?

• How does the government get its income?

• How to stay prepared for a recession?

• How to spot a recession based on interest rates and inflation?

• Are recessions and slowdowns that rare?

• Check out the course preview for more!

Key Takeaways:

• As a student, a framework to understand the financial factor that will allow shaping your career.

• As an early-stage professional, a sound argument is to start building moats to increase the risk-taking capacity to pursue dreams.

• As a sole breadwinner, a set of tools one could use to amplify their capacity without burning out.

• For all, personal finance is a duty, not a choice.

• Ability to ask relevant questions based on your current responsibilities at your stage of life.

What doesn't the course offer?

• The course does not promote any specific investment advice or product promotion.

• The course does not recommend any foolproof solution to any personal finance-related problem.

• The course does not provide any stock or trading-related advice.

Course Updates Log

• 08/2022: Total course revamps with high-resolution content and additional downloadable resources.

• 05/2022: Audio quality fixes.

• 03/2022: Subtitle fixes.